Job Description

We're a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands.‍We are a team of inspired people who believe that opportunities start with a conversation.‍Duties & ResponsibilitiesThe person occupying this position will be required to:

• promote the Bank's brand to gain and strengthen customers’ trust;
• build and maintain a diversified portfolio of business customers with appropriate focus on loans and deposits, whilst ensuring customer’s satisfaction and maximisation of earnings;
• enhance relationships with customers to meet the Bank's objectives for profitability and business growth;
• organise and maintain a regular plan for outside business vists to existing customers and prospects with a view to enhance business activity and the generation of leads;
• analyse and review business cases to be able to recommend quality credit proposals for the Bank’s consideration;
• present credit proposals to the Bank’s Senior Management at the Bank’s respective credit committees as may be required from time to time; and
• embrace, promote and mange a compliance culture, ensuring that all suspicious activity is reported in line with the Bank’s procedures and that Customer Due Diligence reviews are kept updated.

Competencies & ExperienceThe candidate must be reliable, well-organised, motivated, commercially-driven, and embrace team-orientated environment. The candidate should also demonstrate excellent written and verbal communication skills in both English and Maltese, with the ability to communicate effectively using a high level of business English.The candidate should also:

• have a minimum of four years’ experience as a relationship manager or six years’ experience as a branch manager;
• be skilled in lending to businesses;
• hold a degree in Business Management and/or Banking & Finance;
• be able to prioritise, multi-task and work under pressure;
• have strong research and analytical skills; and
• possess commendable Microsoft Office application skills mainly in the use of MS Excel and MS Word.

‍What we Offer

• Ongoing personal development;
• Preferential interest rates on home loans, personal loans and home value loans;
• Comprehensive support for academic advancement through fully subsidized staff study loans;
• Private clinic health insurance coverage, extendable to dependants;
• Life insurance and personal accident cover;
• Free ophthalmic examinations;
• Private counselling sessions in collaboration with Richmond Foundation;
• Additional half-day leave for birthday celebrations;
• Annual performance appraisals and salary reviews;
• €250 annual wellness allowance;
• Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;
• Flexible work arrangements (role permitting); and
• Various corporate discounts.

BNF Bank plc is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

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