Job Description

Job Description :A growing, fully licensed Electronic Money Institution is looking for a Reconciliations Manager to strengthen its finance team. The company provides smooth, secure, and efficient payment solutions for businesses and individuals across Europe — and is backed by a team with deep industry expertise.As Reconciliations Manager, you'll be at the heart of the company’s financial operations — overseeing transaction accuracy, safeguarding client funds, and streamlining reconciliation processes. If you’re detail-oriented, tech-savvy, and experienced in card scheme reconciliation, this is a chance to grow your career in a fast-moving financial environment.Your Responsibilities:

• Build and manage reconciliation processes for smooth data and funds flow.

• Oversee daily settlement, reconciliation, and reporting activities for card schemes (Visa, Mastercard, etc.).

• Ensure accurate logging and resolution of issues during reconciliation.

• Maintain full compliance with client fund segregation and relevant regulations (e.g. PSD2, EMD2, MFSA).

• Review and update internal policies (Safeguarding, Outsourcing) to meet regulatory requirements.

• Work with the Tech team to automate reconciliation and reporting processes.

• Handle card scheme fees, assessments, and interchange reconciliations.

• Support monthly reporting, audits, and internal stakeholder requests.

• Liaise with merchants, partners, and internal teams to resolve queries and custom reporting needs.

• Identify and drive process improvements to enhance efficiency and reduce risk.

• Participate in cross-functional finance and business projects.

Requirements

• Degree in Banking, Accounting, or Finance

• Minimum of 3 years’ experience in a similar finance or reconciliation role

• Experience in the financial services or card acquiring industry is a big plus

• Excellent communication in English (written & verbal)

• Strong Excel skills and confidence working with financial systems

• Highly organized with strong attention to detail

• Proactive, deadline-driven, and a strong team player

• Must already have the right to work in Malta (EU passport or valid permit)

Benefits

• Competitive salary package

• Flexible working conditions

• Daily lunch allowance

• Private medical insurance

• Gym allowance (post-probation)

• Training & development opportunities

• Birthday & anniversary gifts

• A collaborative and innovative team culture

Headcount

More Info

Education