Job Description

Exposure to strategic Credit Risk and Portfolio Analytics Career Progression Work closely with senior management in a high-impact Second Line function This role is ideal for a risk professional with a strong analytical mindset who enjoys working with credit portfolio data, identifying emerging risks, and providing independent oversight to support strategic decision-making. Key Responsibilities Monitor and analyse the Bank's credit risk profile and portfolio performance. Perform portfolio analytics, trend analysis and identify emerging credit risks. Validate and challenge First Line credit risk reporting and management information. Review credit risk metrics, arrears, defaults, recoveries, utilisation rates and concentration risks. Support the validation of IFRS 9 classifications, provisioning approaches and risk reporting. Develop dashboards, analytical reporting and monitoring tools. Support stress testing, ICAAP, Recovery Planning and Risk Appetite monitoring. Identify data quality issues and recommend improvements. Requirements Degree in Banking & Finance, Risk Management, Statistics, Mathematics or a related discipline. 3-5 years' experience in Credit Risk, Portfolio Analytics or Risk Analytics within Financial Services. Strong understanding of credit risk concepts including: IFRS 9 PD / LGD / EAD NPLs Credit Underwriting Portfolio Monitoring Experience with SQL, SAS, Python, Power BI or Tableau is highly desirable. Strong analytical and problem-solving skills. Excellent written and spoken English. Boston Link

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