Job Description

We are a leading financial institution, a key player in the Maltese market and part of a highly diversified multi-national group of companies. Employing a team of over 270 employees, the Bank offers a full range of lending and savings solutions to both personal and business customers. We strive to offer a highly personalised service through our network of thirteen retail branches spread across the Maltese Islands. We are a team of inspired people who believe that opportunities start with a conversation. Duties & Responsibilities You will be responsible for: ensuring accurate and timely execution of work related to credit operations; checking of daily updating of systems / reports in regards to credit agreements issued to customers; checking of daily incoming bank guarantees that need to be issued / amended / extended or cancelled; handling / checking of daily standing order report to make sure that no insurance policy lapses; handling / checking the pledging of Life and Building policies as well as shares and bonds; analysing and challenging bank architect reports and updating information on the Bank’s database system; checking the perfection of securities and conditions both prior and post contract, and updating the Bank’s database systems; checking of incoming House Authority report requests; checking letters issued on a daily basis to customers; replying to relevant service ticketing system (Jira tickets) to make sure that SLA’s are met in a timely manner; relasing of any collaterals that need to be released for fully repaid facilities; processing / checking daily loan drawdowns, factoring, invoice discouting and Bills of Exchange received; completing end of month Central Bank of Malta reporting & other regulatory reporting as required; checking of any relevant fees that may be due on a daily basis; checking of initial collateral data such as insurance policy and bank guarantee forms data on the Bank’s collateral systems; signing of 'A' signature on bank drafts and any other bank supported documents; effectively supporting the manager responsible for the unit in the daily tasks and providing general support as may be required; implementing and monitoring best practices that are issued from time to time; maintaining a good and healthy working relationship with all internal and external parties; and challenging existing policies and procedures and suggest changes and / or improvements based on first-hand experience. Skills The potential candidate should be a reliable and trustworthy team player with an aptitude for learning, able to work in a dynamic environment, meticulous and organised in your work. You must: have sound knowledge of Microsoft Office applications; have 3 - 4 years of banking accounting and fundamentals experience; have experience in coordinating activities; have good working knowledge of local credit legislation; and have proven track record of working in the operation / management of credit such as the handling of securities, perfection of conditions of sanction and management of loan draw downs. Knowledge & Experience You must: have past experience in a credit operations area of a Financial Institution; and have a certificate or diploma at MQF Level 5 in Economics, Banking and/or Business Management. What we Offer Ongoing personal development; Preferential interest rates on home loans, personal loans and home value loans; Comprehensive support for academic advancement through fully subsidized staff study loans; Private clinic health insurance coverage, extendable to dependants; Life insurance and personal accident cover; Free ophthalmic examinations; Private counselling sessions in collaboration with Richmond Foundation; Additional half-day leave for birthday celebrations; Annual performance appraisals and salary reviews; €250 annual wellness allowance; Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40; Flexible work arrangements (role permitting); and Various corporate discounts. BNF Bank p.l.c is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. Full Time Job Type Experienced (3 years +) Experience Level Banking Category Financial Services Industry

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